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Our team members are committed to helping you achieve financial wellness. We pride ourselves on taking the time to genuinely get to know you, in order to create truly customized strategies that can help you reach your short and long-term goals. We look forward to hearing from you!

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Heidi Colone
Business Community Relationship Manager

NMLS #1000376 | P: 260.487.3404 | E: hcolone@trfcu.org

Heidi Colone has worked in the financial industry for over 10 years in various roles and business facets.  Her expertise is providing innovative financial solutions for both businesses and consumers. She is inspired by cultivating relationships, which can develop into a valuable resource for members.

Her true passion is corporate social responsibility, providing betterment to our communities.  She serves on the board for the Fort Wayne Base Community Council, Big Brothers Big Sister of Northeast Indiana, and the Community Foundation of Greater Fort Wayne Summit Initiative Foundation.  She has also served for Young Leaders of Northeast Indiana (YLNI) as the Chair for 2014 “Let’s Give Allen County” and Chair for the 2015 “My City Summit.” She was also a “40 Under 40” award recipient in 2015.

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Mike Sinish
Business Community Relationship Manager

NMLS# 1195309 | P: 260.487.3403 | E: msinish@trfcu.org

Mike joined 3Rivers Federal Credit Union in February 2014. His primary strengths are listening to his members and providing products and services that fit their financial needs and expectations. He believes that focusing on the “lost art” of customer service, consistently following up, and building lasting relationships are essential to earning his members’ trust and business. Mike is eager to find solutions and convenient products that improve members' financial security while saving them time and money. 

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Mark Hartman
Commercial Lender

P: 260.487.3384 | E: mhartman@trfcu.org

Mark Hartman was born and raised in Fort Wayne. With 15 years of commercial lending experience – including both underwriting and sales – he excels at structuring plans that fit our business members’ needs and expectations.  As a trusted advisor, his ability to evaluate the financial standing of our members – collaborating with them in order to discover their needs for growth – ensures they receive genuine service and solutions, customized to their unique financial picture.

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Kristin Smith
Business Relationship Manager

P: 260.487.3396 | E: ksmith@trfcu.org

Kristin Smith is a born-and-raised Fort Wayne native. A graduate of Northrop High School, she went on to continue her studies at Indiana Tech, where she earned both a Bachelors and Masters of Business Administration. With nearly 10 years of financial industry experience, Kristin remains driven and passionate when it comes to her role at 3Rivers. She is committed to learning about her business members – better understanding their businesses’ unique operations – in order to provide them with exceptional service.

 

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Our team members are committed to helping you achieve financial wellness. We pride ourselves on taking the time to genuinely get to know you, in order to create truly customized strategies that can help you reach your short and long-term goals. We look forward to hearing from you!

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Kraegen Crago
Member Outreach Coordinator

P: 260.399.8238 | Fax: 260.490.0503 | E: kcrago@trfcu.org

Our Member Outreach Team is dedicated to helping our members with their money matters around the clock. Life’s busy, and we know you’re not always able to visit your 3Rivers branch when the need arises. This team exists to work with you remotely – via email, text, and phone – anytime, anywhere. Plus, we’re available outside of normal business hours – during the evening and on weekends, too!

We’re able to offer all of the financial solutions you’d expect to manage in a branch – including vehicle loans, personal loans, credit cards, lines of credit, home equity loans, and deposit account solutions. We also act as a connection to other areas at the credit union, like mortgages and investing. We bring 3Rivers to you, whenever you need us, wherever you are. For over five years, he has helped build and deepen relationships with our membership, assisting them with their overall financial needs.

Please select the loan type you’re applying for below. From there, you’ll be asked to complete a simple, three-step application process.

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Robert Johnston
Member Outreach Coordinator

P: 260.399.8243 | F: 260.490.0503 | E: rjohnston@trfcu.org

Our Member Outreach Team is dedicated to helping our members with their money matters around the clock. Life’s busy, and we know you’re not always able to visit your 3Rivers branch when the need arises. This team exists to work with you remotely – via email, text, and phone – anytime, anywhere. Plus, we’re available outside of normal business hours – during the evening and on weekends, too!

We’re able to offer all of the financial solutions you’d expect to manage in a branch – including vehicle loans, personal loans, credit cards, lines of credit, home equity loans, and deposit account solutions. We also act as a connection to other areas at the credit union, like mortgages and investing. We bring 3Rivers to you, whenever you need us, wherever you are.

Over the years, Robert has exhibited the traits needed to effectively foster relationships and is always eager to respond with helpful solutions in times of need. One of his main goals with his members is to help them discover ways to save both time and money.

Please select the loan type you’re applying for below. From there, you’ll be asked to complete a simple, three-step application process.

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Ashlee Smith
Member Outreach Coordinator

P: 260.399.8223 | F: 260.490.0503| E: asmith@trfcu.org

Our Member Outreach Team is dedicated to helping our members with their money matters around the clock. Life’s busy, and we know you’re not always able to visit your 3Rivers branch when the need arises. This team exists to work with you remotely – via email, text, and phone – anytime, anywhere. Plus, we’re available outside of normal business hours – during the evening and on weekends, too!

We’re able to offer all of the financial solutions you’d expect to manage in a branch – including vehicle loans, personal loans, credit cards, lines of credit, home equity loans, and deposit account solutions. We also act as a connection to other areas at the credit union, like mortgages and investing. We bring 3Rivers to you, whenever you need us, wherever you are.

Ashlee Smith has over seven years of experience in helping 3Rivers members reach their financial goals. Her dedication to making personal connections, her compassionate heart, and her financial understanding make her an outstanding lending officer. Ashlee’s hard work and passion for her career can be seen through her daily interactions with fellow staff and 3Rivers members. She also has a niche for helping members establish financial plans through budgeting strategies designed for their specific needs. Ashlee will go the extra mile for her members to make sure they get the level of service they deserve.

Ashlee is a member of the Junior Achievement Board of Adams County, participates in the Junior Achievement classroom/Biz Town programs, and United Way’s 3Rivers Team.

Please select the loan type you’re applying for below. From there, you’ll be asked to complete a simple, three-step application process.

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Austin Valade
Member Outreach Coordinator

P: 260.399.8221 | F: 260.490.0503 | E: avalade@trfcu.org

Our Member Outreach Team is dedicated to helping our members with their money matters around the clock. Life’s busy, and we know you’re not always able to visit your 3Rivers branch when the need arises. This team exists to work with you remotely – via email, text, and phone – anytime, anywhere. Plus, we’re available outside of normal business hours – during the evening and on weekends, too!

We’re able to offer all of the financial solutions you’d expect to manage in a branch – including vehicle loans, personal loans, credit cards, lines of credit, home equity loans, and deposit account solutions. We also act as a connection to other areas at the credit union, like mortgages and investing. We bring 3Rivers to you, whenever you need us, wherever you are.

 

Please select the loan type you’re applying for below. From there, you’ll be asked to complete a simple, three-step application process.

VEHICLE PERSONAL STUDENT REFI CREDIT CARDS CHECK STATUS

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Our 3Rivers Mortgage Team helps you make your dream home a reality. Whether you’re in the market to build, buy, refi or remodel, our home loan options are customized to fit your unique mortgage needs.

Northeast Indiana
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Amanda Champion
Mortgage Loan Officer

Northeast Indiana

NMLS # - 713173  |  C: 260.348.0299  |  F: 260.440.5297  |  E: achampion@trfcu.org

Amanda Champion comes to 3Rivers with over 20 years of experience in the financial field – with nearly half focused specifically on personalized mortgage solutions. She values relationships and sees mortgage lending as more than a transaction, taking the time to listen, ask questions, and build a team of experts to help guide our members toward financial wellness – now and through every phase of life.

Helping realtors and builders deliver an extraordinary experience, and ensuring all homebuyers – first time buyers, self-employed borrowers, veterans, and current homeowners – receive only the highest level of service are Amanda’s driving force. Whether you’re growing into a new home or downsizing, she can help you personalize financing options to fit your unique needs.

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Crystal Cobb
Mortgage Loan Officer

Northeast Indiana

NMLS# - 445022 | P: 260.399.8220 | C: 260.414.3504 | F: 260.440.5297 | E:  ccobb@trfcu.org

Crystal has been a mortgage loan officer for nearly 20 years. She is proud to use her credit union expertise to help streamline the mortgage process for members and referral partners. She is passionate about the relationships she makes with her members, and she is keenly aware that she is guiding them through what is likely the largest investment of their life. She focuses her skills on helping her members purchasing or refinancing their current mortgage to keep costs to a minimum and their options expanded.

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Larry Custard
Mortgage Loan Officer

Northeast Indiana

NMLS# - 586060 | C: 260.437.2613 | F: 260.440.5297 | E: lcustard@trfcu.org

Larry has been a mortgage loan officer for over 25 years in northeastern Indiana and California and has been with 3Rivers for nearly 22 years.

Larry has built a broad knowledge of mortgage products and programs to help our members achieve homeownership. He has worked with conventional and government programs and can help with new construction financing with equal efficiency.

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Deanna Fisher
Mortgage Loan Officer

Northeast Indiana

NMLS # - 586061  |  C: 260.402.1820  |  F: 260.440.5297  |  E: dfisher@trfcu.org

Deanna Fisher has worked in the mortgage industry for over 20 years, spending nearly half of that experience at 3Rivers. She has a passion for working with first-time homebuyers and helping members with their new construction loans, watching their dream homes come to life.

Deanna also thrives on having a lasting relationship with members and showing them the credit union difference – remaining a resource for them and connecting them to 3Rivers’ additional solutions when it comes to any of their other financial needs.

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Dan Fivecoate
Mortgage Loan Officer

Northeast Indiana

NMLS# - 810893 | C: 260.494.7708 | F: 260.440.5297 | E: dfivecoate@trfcu.org

With over 17 years of experience in originating mortgage loans, Dan Fivecoate has the skill and knowledge needed to guide our members through the process of financing a home – helping them to feel confident and at ease every step of the way. He strives to find the best solutions for our members’ unique needs – whether that’s purchasing or building a new home, or refinancing an existing mortgage.

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Nathan Gaier
Mortgage Loan Officer

Northeast Indiana

NMLS # - 286613 | C: 260.494.5031 | F: 260.440.5297 | E: ngaier@trfcu.org

Nathan Gaier graduated from Purdue University with a B.S. degree in Organizational Leadership & Supervision in 1999 and entered the financial industry in 2002. The first six years of his career were spent outside of Fort Wayne, in manufacturing management, followed by managing a Branch for American General Finance (part of AIG). He returned to Fort Wayne in 2005 to begin his career as a mortgage loan originator.

In addition to his experience as a mortgage loan originator, he’s also acted as a corporate sales trainer and played a crucial role in implementing customer relationship management (CRM) software at his former company.

In January 2020, Nathan joined 3Rivers as a Mortgage Loan Officer. He enjoys working with all types of loans, including first-time homebuyer programs, FHA loans, VA, conventional, jumbo, new construction, rehab loans, and everything in between. Nathan also specialize in tax credit programs, specifically the Mortgage Credit Certificate (MCC) program through Indiana Housing (IHCDA).

Nathan’s personal and professional philosophy is to treat everyone as he would like to be treated – which drives him to take extra time and care with each member, ensuring they receive the best experience during every step of the home loan process.

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Jon Halliwill
Mortgage Sales Manager

Northeast Indiana

NMLS# - 454467 | Phone: 260.487.3352 | Cell: 260.602.9822 | Fax: 260.440.5297 | Email: jhalliwill@trfcu.org

Jon Halliwill, a graduate of the University of Evansville, has worked in the mortgage industry since 2003, and is experienced in all aspects of the home-buying process. He has worked with financial institutions in producing, managing, and training roles for more than 15 years, and specializes in all facets of mortgage lending.

In his free time, Jon gives back to our community by volunteering as a mentor for Big Brothers Big Sisters and taking part in the United Way’s “Real Men Read” program. More recently, he has joined Northeast Indiana Mortgage Banker’s board and Make A Wish of Northern Indiana.  He is married, and has two daughters, who he enjoys spending time with at weekly soccer events.

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Alyssa Jay
Mortgage Loan Officer

Northeast Indiana

NMLS# - 1683887 | P: 260.487.3414 | C: 260.312.0079 | F: 260.440.5297 | E: ajay@trfcu.org

Alyssa Jay has over seven years of experience in the mortgage industry, right here in Northeast Indiana. She has a rich history of helping people make their home-buying dreams a reality, and has gained a great deal of knowledge and experience along the way. From processing mortgages to servicing mortgage products – including purchases, refinances, and second mortgages, Alyssa is highly driven to help our members achieve their goals by ensuring they receive the right home loan product and providing a personalized, above-and-beyond experience along the way.

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Tammy Keeling
Mortgage Loan Officer

Northeast Indiana

NMLS# - 408800 | P: 260.399.8237 | C: 260.403.4681 | F: 260.440.5297 | E: tkeeling@trfcu.org

Tammy has been a mortgage loan officer in Northeast Indiana for over 20 years. With her experience, she understands the complexities involved with mortgage financing, and is able to guide members seamlessly through the home-buying journey. Tammy strives to make the process as transparent and easy-to-understand as possible, with the goal of providing an excellent member experience.

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Doug Lehman
Mortgage Loan Officer

Northeast Indiana

NMLS# - 586063 | C: 260.273.8388 | F: 260.440.5297 | E: dlehman@trfcu.org

Doug has been a mortgage loan officer for over 37 years in northeastern Indiana and has been with 3Rivers for over 11 years.

Doug’s expertise makes him a mortgage lending leader in Fort Wayne, and he has earned the respect of many new construction builders in northeastern Indiana. He enjoys working with many referral sources, vendors, financial planners, and members to meet the goal of a successful transaction and loan closing for everyone involved. He has a focused concentration on working with complex loans and offers his support in positioning members for the rigors of new construction lending.

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Matt Level
Mortgage Loan Officer

Northeast Indiana

NMLS# - 613939 | C: 260.210.4151 | F: 260.440.5297 | E: mlevel@trfcu.org

Matt Level comes to 3Rivers with over 20 years of experience in the mortgage industry. He strongly believes in the importance of asking the right questions, and listening closely to members’ wants and needs, to ensure they’re matched with the right loan for their unique situation – knowing a home is likely the largest purchase they’ll make in their lifetime. He also works hard to make sure that members are relaxed and content through the entire building, buying, or refinancing process – and beyond.

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Liz Neal
Mortgage Loan Officer

Northeast Indiana

NMLS# - 413614 | C: 260.417.0104 | F: 260.440.5297 | E: lneal@trfcu.org

Liz Neal brings over 35 years of real estate and mortgage experience to 3Rivers. Having fallen in love with real estate after working as a receptionist in the industry early in her career, she decided to take the plunge and become a mortgage loan officer, proving herself as a top producer over the past two decades. She finds helping members fulfill their dreams of homeownership incredibly rewarding, and makes it a point to provide a personal touch every step of the way.

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Ben Poehler
Mortgage Loan Officer

Northeast Indiana

NMLS# - 1599080 | C: 260.609.5832 | F: 260.440.5297 | E: bpoehler@trfcu.org

Ben Poehler comes to 3Rivers with many years of experience in customer service—having spent six years in real estate finance and three years specifically in mortgage lending. His emphasis on clear communication ensures members are well-informed throughout their entire lending experience. Utilizing his relationships and knowledge within the real estate industry, Ben commands a wide range of resources while he guides our members through the mortgage process. He recognizes that setting and reaching financial goals can be overwhelming and stressful, and strives to help members resolve their concerns and grow their confidence through a streamlined and professional process.

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Mike Ruiz
Mortgage Loan Officer

Northeast Indiana

NMLS# - 196258 | P: 260.487.3398 | C: 260.402.4610 | F: 260.440.5297 | E: mruiz@trfcu.org

Mike has been a mortgage loan officer for over 10 years.

He enjoys helping members with their unique financing needs. With his background and knowledge in mortgage products and services – as well as his knowledge of the array of products and services available at 3Rivers – he has the ability and desire to help members better their financial wellness, as it relates to home-buying and beyond.

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Eric Smothermon
Mortgage Loan Officer

Northeast Indiana

NMLS# - 586065 | C: 260.609.4622 | F: 260.440.5297 | E: esmothermon@trfcu.org

Eric has been a mortgage loan officer for over 20 years in northeastern Indiana and has been with 3Rivers for nearly 14 years. He has a passion for working with members to strategize for a comfortable financial balance in their lives. His specialties include a deep understanding of new construction financing, and he enjoys sharing with our members the many choices and opportunities available when building their first home or their retirement home. He finds it fulfilling to be able to offer alternative financing and flexible and fair terms for a member to finance a home when they have been unable to achieve this elsewhere. He feels that our greatest benefits include local servicing, local branches and portfolio financing options.

He maintains an affiliate membership at the Home Builders Association and UpStar Alliance of Realtors.

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Jennifer Willett
Mortgage Loan Officer

Northeast Indiana

NMLS# - 702996 | Phone: 260.399.8247 | Cell: 260.341.3140 | Fax: 260.440.5297 | Email: jwillett@trfcu.org

Jennifer has over ten years of banking experiences, with a focus on mortgage lending for the past three.

Jennifer’s passion is working with members to find financial solutions that will help them in the next stage of their lives – whether that entails buying a first home, vacation home, or dream home.  With patience and an attentive nature, she takes the time to find what is most important to the member. Jennifer has a deep understanding of the many alternative financing options 3Rivers has available to members, in order to find the best options for their needs.  Jennifer strives to give prompt, thorough, and reliable service to every member, every time.

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David Wingate
Mortgage Loan Officer

Northeast Indiana

NMLS# - 444700 | C: 260.415.6998 | F: 260.440.5297 | E: dwingate@trfcu.org

David has been a mortgage loan officer for over 20 years.

He enjoys helping members with their unique financing needs. He believes that 3Rivers offers more options for financing than many other institutions, because we build relationships with our members. Our loans are not merely transactions; we solve problems and help build dreams.

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Richmond, Indiana
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Danielle Abrams
Mortgage Loan Officer

Richmond, Indiana

NMLS# - 1197731 | C: 765.259.0201 | F: 765.807.3155 | E: dabrams@trfcu.org

Danielle Abrams has over 10 years of experience in the banking industry, focusing on consumer lending department and, more recently, mortgage lending. She is passionate and highly driven to ensure each member is placed in the best home loan product that fits their unique needs—going above and beyond to know their goals and visions when it comes to both homeownership and their overall financial wellness. She strives to build deep relationships with each member, while providing prompt and reliable service that ensures they have an experience that leaves them feeling confident and supported every step of the way.

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Nikka Alcorn
Mortgage Loan Officer

Richmond, Indiana

NMLS# - 613421 | C: 765.598.4317 | F: 765.962.9580 | E: nalcorn@trfcu.org

Nikka Alcorn has spent over two decades in the mortgage lending industry, having experience in several areas—including origination and collections. “Working with people” has become her motto, as exemplary member service and satisfaction are her key goals with every interaction and new relationship. In addition to walking alongside members throughout the entire home loan process, she’s also dedicated to helping them with their other financial goals, both short and long-term, by connecting them with the right resources and offering ongoing guidance and support.

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Jim Backmeyer
Mortgage Sales Manager

Richmond, Indiana

NMLS# - 502374 | C: 765.969.6949 | F: 888.495.2395 | E: jbackmeyer@trfcu.org

Jim Backmeyer has nearly 20 years of experience in the mortgage lending industry. Earlier in his career, he spent almost a decade as a managing broker for a local real estate company and is a former President of the Richmond Association of Realtors.

His unique background has made him a trusted leader and resource center in the mortgage lending industry. His knowledge, experience, community connections, and relationships with area realtors all help to ensure that members will receive prompt and personalized service and an experience that leaves them feeling confident not only in their home-buying endeavors, but in their overall financial goals, too.

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Patrice Bolin
Mortgage Loan Officer

Richmond, Indiana

NMLS# - 132637 | C: 765.259.0202 | F: 765.807.3155 | E: pbolin@trfcu.org

Patrice Bolin has over 35 years of experience in banking, with the majority of her time spent in the area of mortgage lending.

Her primary goal has always been to support members throughout the home-buying experience, ensuring they process is smooth from start to finish. She’s also dedicated to building long-lasting relationships with members that extend far beyond the realm of home loans—offering guidance and education about other financial products to help them achieve their current and future financial goals.

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Our team members are committed to helping you achieve financial wellness. We pride ourselves on taking the time to genuinely get to know you, in order to create truly customized strategies that can help you reach your short and long-term goals. We look forward to hearing from you!

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Ashlee Guthrie
Community Development Manager

P: 260.318.5664 | E: aguthrie@trfcu.org

3Rivers Community Development Manager, Ashlee Guthrie, is passionate about helping people explore financial wellness and investing in our community..

Ashlee earned a bachelor’s degree in nonprofit management from Manchester University in 2009. Through her time in working retail, Ashlee gained management experience and learned how to provide outstanding customer service. Later, while working for a local foundation, Ashlee built lasting relationships through grant making, worked in database management, and led her team through the grant process. She credits her involvement as a youth philanthropist with the Noble County Community Foundation for guiding her into the philanthropic sector.

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Our team members are committed to helping you achieve financial wellness. We pride ourselves on taking the time to genuinely get to know you, in order to create truly customized strategies that can help you reach your short and long-term goals. We look forward to hearing from you!

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Casey Mitchell
Community Retail Manager

NMLS# 565386 | P: 260.487.3376 | E: cjmitchell@trfcu.org

Born and raised in Fort Wayne, Casey Mitchell, graduated from Wayne High School before receiving a Bachelor of Business Administration from Liberty University in Lynchburg, Virginia. He comes to 3Rivers with over 13 years of experience in finance, having gained knowledge and skills in multiple areas throughout the industry over the years. Casey is incredibly passionate about helping people find solutions to improve their overall financial wellness and reach their goals.

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Amy Leedy
Community Retail Manager

NMLS #1000375 | P: 260.487.3405 | E: arleedy@trfcu.org

Amy Leedy has been in the financial industry since 2005, when she began employment at 3Rivers. In 2007, she became manager of the West Jefferson branch. A resident of Fort Wayne for over 25 years, she says that 3Rivers' commitment to community is what drives her. She enjoys putting the credit union's mission into action through a consultative sales approach. She acts as an advocate for the member and as a trusted advisor, especially when it comes to business/retail membership. Amy has been an active member of BNI Fort Wayne (Business Networking International) since 2012. She is excited to join the Retail Sales team and work more closely with area business members to help grow their businesses.

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Jason Reuille
Community Retail Manager

NMLS# 219651 | P: 260.399.8270 | E: jreuille@trfcu.org

Lifelong Fort Wayne resident, Jason Reuille, has nearly 20 years of experience in the financial industry, working with members at 3Rivers since 2011. He’s become a well-known figure around Fort Wayne, as he has managed several of our branches throughout the city over the years.

Jason’s desire to help people is what drives him to go above and beyond for members – and our community – every single day. He enjoys helping people reach their financial goals and dreams by focusing on their overall financial pictures and creating realistic, attainable goals to get them where they want to be. Jason is a passionate and motivated financial wellness advocate and a trusted advisor, especially for our business and retail members.

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Deana Friedt
Community Retail Manager

NMLS# | P: 260.701.0423 | F: 260.440.5297 | E: dfriedt@trfcu.org

A lifelong resident of Adams County, Deana brings over 25 years of financial services experience to the credit union. Friedt – who was attracted to 3Rivers because of the credit union’s commitment to giving back to the local community – is excited to bring a hometown-banking feel into the conversations she has with area businesses and residents and focus on helping others achieve their financial goals.

Deana attended Adams Central High School and obtained her degree from Indiana University Fort Wayne.

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Brianne Haiflich
Community Retail Manager

P: 260.515.6329 | E: bhaiflich@trfcu.org

Brianne Haiflich, born and raised in Fort Wayne, Indiana, made the move to DeKalb County in recent years. A graduate of Heritage High School in Monroeville, Indiana, Brianne now has over 20 years of experience in the consumer and business credit industry. She’s committed to carrying out 3Rivers’ mission of helping our members understand their own financial wellness pictures and supporting them as they work to reach their goals – through meaningful conversations and follow-ups, and by helping connect them to resources that can make a difference.

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Carrie Miller
Community Solutions Specialist

NMLS# 1159180 | P: 260.487.3395 | E: cmiller@trfcu.org

Fort Wayne native, Carrie Miller, has been with 3Rivers since 2008. She has gained sound experience over the years as a Member Service Coordinator in our branches – with a focus on lending – prior to joining our Retail Sales Team in 2018.

Carrie assists our team by helping to manage relationships, ensuring we meet all of our members’ needs. She supports our team and our members in services like online banking, account maintenance, and any research that may be required to better their experience with 3Rivers – providing the high quality service our members have come to know and expect. Carrie believes that understanding each members’ unique situation is the key to a successful relationship and to meeting their financial goals.

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Ashlee Guthrie
Community Development Manager

P: 260.318.5664 | E: aguthrie@trfcu.org

3Rivers Community Development Manager, Ashlee Guthrie, is passionate about helping people explore financial wellness and investing in our community..

Ashlee earned a bachelor’s degree in nonprofit management from Manchester University in 2009. Through her time in working retail, Ashlee gained management experience and learned how to provide outstanding customer service. Later, while working for a local foundation, Ashlee built lasting relationships through grant making, worked in database management, and led her team through the grant process. She credits her involvement as a youth philanthropist with the Noble County Community Foundation for guiding her into the philanthropic sector.

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Leslie Kurtz
Community Solutions Manager

NMLS# 647928 | P: 260.487.3402 | E: lkurtz@trfcu.org

Leslie Kurtz has lived in Fort Wayne for nearly 20 years.  She started in the financial industry 13 years ago as a teller and quickly moved into a management position.  In September 2012, Leslie began her journey with 3Rivers Credit Union as the Sales Manager of the Dupont Road Branch and has recently moved into the Community Relationship Manager position. 

Leslie’s compassionate and supportive character is what allows her to always go the extra mile to help others and to ensure their success.  She also believes in impacting the lives of young girls in our community not only by leading her own Girl Scout troop, but also by being the Community Coordinator for all of the troops in Northwest Allen County.

Leslie is also a big supporter and advocate for the Manchester College of Pharmacy and the Ronald McDonald House at Parkview North.  Leslie is an active member in the Strategic Partners Chapter for BNI in Fort Wayne.

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Heidi Colone
Business Community Relationship Manager

NMLS #1000376 | P: 260.487.3404 | E: hcolone@trfcu.org

Heidi Colone has worked in the financial industry for over 10 years in various roles and business facets.  Her expertise is providing innovative financial solutions for both businesses and consumers. She is inspired by cultivating relationships, which can develop into a valuable resource for members.

Her true passion is corporate social responsibility, providing betterment to our communities.  She serves on the board for the Fort Wayne Base Community Council, Big Brothers Big Sister of Northeast Indiana, and the Community Foundation of Greater Fort Wayne Summit Initiative Foundation.  She has also served for Young Leaders of Northeast Indiana (YLNI) as the Chair for 2014 “Let’s Give Allen County” and Chair for the 2015 “My City Summit.” She was also a “40 Under 40” award recipient in 2015.

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Mike Sinish
Business Community Relationship Manager

NMLS# 1195309 | P: 260.487.3403 | E: msinish@trfcu.org

Mike joined 3Rivers Federal Credit Union in February 2014. His primary strengths are listening to his members and providing products and services that fit their financial needs and expectations. He believes that focusing on the “lost art” of customer service, consistently following up, and building lasting relationships are essential to earning his members’ trust and business. Mike is eager to find solutions and convenient products that improve members' financial security while saving them time and money. 

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Our team members are committed to helping you achieve financial wellness. We pride ourselves on taking the time to genuinely get to know you, in order to create truly customized strategies that can help you reach your short and long-term goals. We look forward to hearing from you!

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Carl Schlutz, CTFA
Investment and Trust Officer

P: 260.487.3385 | E: cschlutz@trfcu.org

Carl is a long-time team member with 3Rivers and has extensive experience in the Trust management field. 

He’ll work to grow, preserve and protect your life assets both for you and your loved ones by helping you:

  • Save on estate taxes
  • Minimize probate
  • Avoid court appointed guardianship
  • Provide asset management
  • Make sure your personal wishes happen after your passing

If you’re ready to review your options, please contact Carl to arrange a convenient time for a complimentary, no obligation appointment.

Note: Electronic mail (email) is not secure. Any confidential or sensitive personal/business information should not be communicated in this manner.
Trust services provided by  MEMBERS Trust Company. Trust and Investment products are not federally insured, are not obligations of or guaranteed by the credit union or any affiliated entity, involve investment risks, including the possible loss of principal.


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Ali Halilovic
CFS Financial Advisor

P: 260.487.3347 | E: ahalilovic@trfcu.org

Check the background of this investment professional on FINRA's BrokerCheck.

Ali is a long-time team member with 3Rivers. He offers a full range of investment products through our broker dealer, CFS*. He's committed to doing what is right for your unique situation by providing the high quality service and guidance that you have come to expect from 3Rivers. He's happy to work with you and introduce opportunities to help you meet your goals and answer any question you might have.

His general service areas include those areas in and around the following 3Rivers branches: Auburn, Dupont, East State Village, Northland, Stellhorn Crossing and St. Marys. 

Ali is securities licensed in the following states: CA, FL, GA, IL, IN, MA, MI, MO, MS, OH, TX, and WI. If you’re ready to review your options, please contact Ali to arrange a convenient time for a complimentary, no obligation appointment.

Note: Electronic mail (email) is not secure. Any confidential or sensitive personal/business information should not be communicated in this manner.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.  Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members. ClearFuture Financial is a trade name for the investment & insurance products available at 3Rivers Federal Credit Union.



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David Juras, ChFC
CFS Financial Advisor

P: 260.487.3367 | E: djuras@trfcu.org

Check the background of this investment professional on FINRA's BrokerCheck.

David is a long-time team member with 3Rivers. With nearly three decades of industry experience, he offers a full range of investment products available through our broker dealer, CFS*. He's committed to doing what is right for your unique situation by providing the high quality service and guidance that you have come to expect from 3Rivers. He's happy to work with you and introduce opportunities to help you meet your goals and answer any question you might have.

His general service areas include those areas in and around the following 3Rivers branches:  New Haven, St. Joe, Waynedale, and West Jefferson. 

David is securities licensed in the following states: AL, AZ, CA, CO, GA, FL, HI, IL, IN, KS, KY, ME, MI, MS, MO, ND, NC, OH, OK, PA, SC, TX, VA, and WI. He is insurance licensed in Indiana and Ohio and has attained the Chartered Financial Consultant® professional designation. If you’re ready to review your options, please contact David to arrange a convenient time for a complimentary, no obligation appointment.

Note: Electronic mail (email) is not secure. Any confidential or sensitive personal/business information should not be communicated in this manner.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.  Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members. ClearFuture Financial is a trade name for the investment & insurance products available at 3Rivers Federal Credit Union.


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Josh Stultz
CFS Financial Advisor

P: 260.487.3408 | E: jstultz@trfcu.org

Check the background of this investment professional on FINRA's BrokerCheck.

Josh offers a full range of investment products available through our broker dealer, CFS*. He's committed to doing what is right for your unique situation by providing the high quality service and guidance that you have come to expect from 3Rivers. Josh is securities licensed in the following states: CA, FL, IN, MD, MI, NE, NJ, NY, OH and PA. He's happy to work with you and introduce opportunities to help you meet your goals and answer any question you might have. 

His general service areas include those areas in and around the following 3Rivers branches: Bluffton, Columbia City, Decatur, Harrison Square, Kendallville, and Scott Road. 

Note: Electronic mail (email) is not secure. Any confidential or sensitive personal/business information should not be communicated in this manner.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.  Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members. ClearFuture Financial is a trade name for the investment & insurance products available at 3Rivers Federal Credit Union.


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Suzanne Heck
CFS Financial Assistant

P: 260.487.3348 | E: sheck@trfcu.org

Suzanne Heck has over 20 years of experience working with our investment team here at 3Rivers. She is the first point of contact on the phone with most members and enjoys building and deepening relationships with them, while providing a great overall experience. She works closely with all of our wealth advisors to make sure the department runs smoothly – by executing daily communications, coordinating schedules, and helping with members’ needs.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.  Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members. ClearFuture Financial is a trade name for the investment & insurance products available at 3Rivers Federal Credit Union.


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Jennie Clarke
CFS Investment Coordinator

P: 260.487.3327 | E: jclarke@trfcu.org

Jennie Clarke joined the 3Rivers team in 2013, bringing with her over 20 years of banking experience. In her role an investment coordinator, she supports and assists other advisors, as well as insurance-licensed team members. She collaborates with our branch teams to help develop strategies and offer support that helps members achieve financial wellness and their long-term goals. Being securities and insurance-licensed enables her to offer additional products and services to our membership.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.  Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members. ClearFuture Financial is a trade name for the investment & insurance products available at 3Rivers Federal Credit Union.


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